Statement of Condition

Strong and Steadfast
At Equitable Savings & Loan we pride ourselves on keeping a strong bottom line.

Unaudited: 31-December-2009

Assets

Cash and Federal Funds Sold 7,043,798.74
US Government - Held for Sale 16,124,839.43
US Government - Held for Investment -
Mortgage Loans 155,133,371.31
Non-mortgage Loans 968,619.84
Real Estate Owned -
Federal Home Loan Bank Stock 2,550,700.00
Office Buildings and Equipment 1,252,453.93
Other Assets 1,502,740.43
Total Assets $ 184,576,523.68

Liabilities 

Deposit Accounts 138,951,656.01
Federal Home Loan Bank Advances 20,000,000.00
Reserves for Borrowers' Taxes and Insurance 1,607,941.17
Other Liabilities 2,820,452.10
Total Liabilities $ 163,380,049.28


PERMANENT STOCK, RESERVES and UNDIVIDED PROFITS 

21,196,474.40

Liabilities and Capital $ 184,576,523.68

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Equitable Savings & Loan Association is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.