We make and service the loans locally and, in many cases, maintain the loans in our own portfolio rather than selling them to an investor, as mortgage loan brokers do.

Because we make decisions locally, and because making mortgage loans has been our specialty since our founding in 1954, we can bring added flexibility and creativity in creating a loan that suits your needs - whether you are purchasing a new home or refinancing your current home. We also can provide you with a "cash out" refinance, allowing you simultaneously to refinance and tap in to some of the equity you have built in your home.

We offer fixed rate or adjustable rate mortgages (ARMs). Loans are available for owner-occupied and non-owner occupied dwellings.

In addition to a typical longer-term loan, we offer a shorter-term Equity Accelerator™ loan to help you pay off your loan sooner and build equity faster.

To access a loan calculator, check our mortgage rates, and apply online click here.

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