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Deposit Rates
Personal Banking
Equitable Savings & Loan believes banking should be more than just a business. Check out our lineup of deposit products.
Rates are current as of: Sunday, February 05, 2012.
| TERM |
PENALTY |
MINIMUM
TO OPEN |
MINIMUM TO
EARN APY |
APY |
INTEREST
RATE |
| *EXISTING PASSBOOK |
|
50.00 |
200.00 |
0.25% |
0.25% |
| *STATEMENT SAVINGS |
|
50.00 |
200.00 |
0.25% |
0.25% |
| *EXISTING PASSBOOK PLUS |
|
200.00 |
200.00 |
0.25% |
0.25% |
|
|
10,000.00 |
10,000.00 |
0.25% |
0.25% |
|
|
25,000.00 |
25,000.00 |
0.35% |
0.35% |
|
|
50,000.00 |
50,000.00 |
0.35% |
0.35% |
|
| CERTIFICATE OF DEPOSIT |
| 3-5 MONTH CD |
3 MO |
1,000.00 |
1,000.00 |
0.20% |
0.20% |
| 6-11 MONTH CD |
3 MO |
1,000.00 |
1,000.00 |
0.40% |
0.40% |
| 12-23 MONTH CD |
6 MO |
500.00 |
500.00 |
0.55% |
0.55% |
| 24-35 MONTH CD |
9 MO |
500.00 |
500.00 |
0.76% |
0.75% |
| 36-47 MONTH CD |
12 MO |
500.00 |
500.00 |
0.96% |
0.95% |
| 48-59 MONTH CD |
3 MO+ |
500.00 |
500.00 |
1.31% |
1.30% |
| 60-119 MONTH CD |
3 MO+ |
500.00 |
500.00 |
1.77% |
1.75% |
| 120 MONTH CD |
3 MO+ |
500.00 |
500.00 |
2.44% |
2.40% |
|
| SUPER SAVER |
| 6-11 MONTH CD |
3 MO |
10,000.00 |
10,000.00 |
0.40% |
0.40% |
| 12-23 MONTH CD |
6 MO |
10,000.00 |
10,000.00 |
0.55% |
0.55% |
| 24-35 MONTH CD |
9 MO |
10,000.00 |
10,000.00 |
0.76% |
0.75% |
| 36-47 MONTH CD |
12 MO |
10,000.00 |
10,000.00 |
0.96% |
0.95% |
|
| IRA/KEOGH FIXED |
| IRA 18 MONTH CD |
6 MO |
100.00 |
100.00 |
0.76% |
0.75% |
| EXISTING KEOGH 18 MONTH CD |
6 MO |
100.00 |
100.00 |
0.76% |
0.75% |
|
| 6 MONTH IRA |
3 MO |
2,000.00 |
2,000.00 |
0.40% |
0.40% |
| 12 MONTH IRA |
6 MO |
2,000.00 |
2,000.00 |
0.55% |
0.55% |
| 24 MONTH IRA |
9 MO |
2,000.00 |
2,000.00 |
0.76% |
0.75% |
| 36 MONTH IRA |
12 MO |
2,000.00 |
2,000.00 |
0.96% |
0.95% |
| 48 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
1.31% |
1.30% |
| 60 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
1.77% |
1.75% |
| 120 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
2.44% |
2.40% |
|
| IRA VARIABLE |
| *IRA 18 MONTH CD |
6 MO |
100.00 |
100.00 |
0.76% |
0.75% |
|
| NOW/MMA CHECKING |
| *NOW-PERSONAL & NONPERSONAL |
|
200.00 |
200.00 |
0.05% |
0.05% |
| *FREEDOM 55 CHECKING |
|
100.00 |
200.00 |
0.05% |
0.05% |
| *DEMAND DEPOSIT ACCOUNT |
|
100.00 |
N/A |
0.00% |
0.00% |
|
| *MMA-PERSONAL |
Less than |
2,500.00 |
2,500.00 |
0.00% |
0.00% |
|
|
2,500.00 |
2,500.00 |
0.10% |
0.10% |
|
|
25,000.00 |
25,000.00 |
0.15% |
0.15% |
|
|
50,000.00 |
50,000.00 |
0.25% |
0.25% |
|
| *MMA-NONPERSONAL |
Less than |
2,500.00 |
2,500.00 |
0.00% |
0.00% |
|
|
2,500.00 |
2,500.00 |
0.10% |
0.10% |
|
|
25,000.00 |
25,000.00 |
0.15% |
0.15% |
|
|
50,000.00 |
50,000.00 |
0.25% |
0.25% |
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| JUMBO CERTIFICATE |
| 3 MONTH |
|
100,000.00 |
100,000.00 |
call for rate |
|
| 6 MONTH |
|
100,000.00 |
100,000.00 |
call for rate |
|
| 12 MONTH |
|
100,000.00 |
100,000.00 |
call for rate |
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* Variable rate - rate may change after account is opened.
Fees may reduce overall earnings.
A penalty may be imposed for early withdrawal.
Minimum balance required to avoid service charge.
APY stands for Annual Percentage Yield.
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