FDIC-Insured—Backed by the full faith and credit of the U.S. Government
| FACTS | WHAT DOES EQUITABLE SAVINGS & LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Please read this notice carefully to understand what we do. Federal law requires us to tell you how we collect, share, and protect your personal information. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security NumberAccount BalancesPayment HistoryTransaction HistoryMortgage Rates and PaymentsChecking Account InformationWhen you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Equitable Savings & Loan Association chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Equitable Savings & Loan Association share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes to offer our products and services to you | No | We don’t share |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
| Questions? | Call toll-free 877-652-6522 or go to www.equitable-savings.com |
| Q & A | |
| How does Equitable Savings & Loan Association protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Equitable Savings & Loan Association collect my personal information? | We collect your personal information, for example when youOpen an accountGive us your income informationApply for financingProvide your mortgage informationShow your driver’s licenseWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Terms & Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.Equitable Savings & Loan Association does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.Equitable Savings & Loan Association does not share with nonaffiliates so they can market to you. |
| Joint Marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Equitable Savings & Loan Association doesn’t jointly market. |
| Other Important Information |
| For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization. For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization. |
| Questions? | Call toll-free 877-652-6522 or go to www.equitable-savings.com |