Deposit Rates

Personal Banking
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Rates are current as of: Thursday, December 3, 2020.

TERM PENALTY MINIMUM
TO OPEN
MINIMUM TO
EARN APY
APY INTEREST
RATE

*STATEMENT SAVINGS

STATEMENT SAVINGS 50.00 50.00 0.10% 0.10%

CERTIFICATE OF DEPOSIT

3-5 MONTH CD 3 MO 1,000.00 1,000.00 0.15% 0.15%
6-11 MONTH CD 3 MO 1,000.00 1,000.00 0.20% 0.20%
12-23 MONTH CD 6 MO 500.00 500.00 0.35% 0.35%
24-35 MONTH CD 9 MO 500.00 500.00 0.55% 0.55%
36-47 MONTH CD 12 MO 500.00 500.00 0.65% 0.65%
48-59 MONTH CD 3 MO+ 500.00 500.00 0.85% 0.85%
60-119 MONTH CD 3 MO+ 500.00 500.00 0.96% 0.95%
120 MONTH CD 3 MO+ 500.00 500.00 1.36% 1.35%

SUPER SAVER

6-11 MONTH CD 3 MO 10,000.00 10,000.00 0.30% 0.30%
12-23 MONTH CD 6 MO 10,000.00 10,000.00 0.45% 0.45%
24-35 MONTH CD 9 MO 10,000.00 10,000.00 0.65% 0.65%
36-47 MONTH CD 12 MO 10,000.00 10,000.00 0.75% 0.75%

IRA/KEOGH FIXED

IRA 18 MONTH CD 6 MO 100.00 100.00 0.45% 0.45%
EXISTING KEOGH 18 MONTH CD 6 MO 100.00 100.00 0.45% 0.45%
6 MONTH IRA 3 MO 2,000.00 2,000.00 0.30% 0.30%
12 MONTH IRA 6 MO 2,000.00 2,000.00 0.45% 0.45%
24 MONTH IRA 9 MO 2,000.00 2,000.00 0.65% 0.65%
36 MONTH IRA 12 MO 2,000.00 2,000.00 0.75% 0.75%
48 MONTH IRA 3 MO+ 2,000.00 2,000.00 0.96% 0.95%
60 MONTH IRA 3 MO+ 2,000.00 2,000.00 1.06% 1.05%
120 MONTH IRA 3 MO+ 2,000.00 2,000.00 1.36% 1.35%

IRA VARIABLE

*IRA 18 MONTH CD 6 MO 100.00 100.00 0.45% 0.45%

CHECKING

*NOW-CHECKING WITH INTEREST-PERSONAL 200.00 200.00 0.02% 0.02%
*NOW-CHECKING WITH INTEREST-NON-PERSONAL 200.00 200.00 0.02% 0.02%
*FREEDOM 55 CHECKING 100.00 200.00 0.02% 0.02%
BUSINESS CHECKING ACCOUNT 100.00 N/A 0.00% 0.00%
VALUE CHECKING 100.00 N/A 0.00% 0.00%
*MMA-PERSONAL Less than 2,500.00 2,500.00 0.00% 0.00%
2,500.00 2,500.00 0.02% 0.02%
25,000.00 25,000.00 0.05% 0.05%
50,000.00 50,000.00 0.10% 0.10%
*MMA-NONPERSONAL Less than 2,500.00 2,500.00 0.00% 0.00%
2,500.00 2,500.00 0.02% 0.02%
25,000.00 25,000.00 0.05% 0.05%
50,000.00 50,000.00 0.10% 0.10%

JUMBO CERTIFICATE (Public funds must call for rate)

3 MONTH 100,000.00 100,000.00 0.15% 0.15%
6 MONTH 100,000.00 100,000.00 0.30% 0.30%
12 MONTH 100,000.00 100,000.00 0.55% 0.55%

JUMBO CERTIFICATE Reference Only (Public funds must call for rate)

3 MONTH THRU 36 MONTH 250,000.00 250,000.00 (Call for Rate)

Ask for more information about these accounts.

* Variable rate - Annual Percentage Yield may change after account is opened.
Fees may reduce overall earnings.
A penalty may be imposed for early withdrawal.
Minimum balance required to avoid service charge.

APY stands for Annual Percentage Yield.