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Deposit Rates
Personal Banking Equitable Savings & Loan believes banking should be more than just a business. Check out our lineup of deposit products.
Rates are current as of: Saturday, December 7, 2024.
TERM |
PENALTY |
MINIMUM TO OPEN |
MINIMUM TO EARN APY |
APY |
INTEREST RATE |
*STATEMENT SAVINGS |
STATEMENT SAVINGS |
|
50.00 |
50.00 |
0.10% |
0.10% |
CERTIFICATE OF DEPOSIT |
3-5 MONTH CD |
3 MO |
1,000.00 |
1,000.00 |
0.85% |
0.85% |
6-11 MONTH CD |
3 MO |
1,000.00 |
1,000.00 |
0.85% |
0.85% |
12-23 MONTH CD |
6 MO |
500.00 |
500.00 |
1.15% |
1.15% |
24-35 MONTH CD |
9 MO |
500.00 |
500.00 |
1.46% |
1.45% |
36-47 MONTH CD |
12 MO |
500.00 |
500.00 |
2.58% |
2.55% |
48-59 MONTH CD |
3 MO+ |
500.00 |
500.00 |
3.66% |
3.60% |
60-119 MONTH CD |
3 MO+ |
500.00 |
500.00 |
3.76% |
3.70% |
120 MONTH CD |
3 MO+ |
500.00 |
500.00 |
4.07% |
4.00% |
SUPER SAVER |
6-11 MONTH CD |
3 MO |
10,000.00 |
10,000.00 |
3.32% |
3.27% |
12-23 MONTH CD |
6 MO |
10,000.00 |
10,000.00 |
3.30% |
3.25% |
24-35 MONTH CD |
9 MO |
10,000.00 |
10,000.00 |
3.45% |
3.40% |
36-47 MONTH CD |
12 MO |
10,000.00 |
10,000.00 |
3.56% |
3.50% |
IRA/KEOGH FIXED |
IRA 18 MONTH CD |
6 MO |
100.00 |
100.00 |
3.30% |
3.25% |
EXISTING KEOGH 18 MONTH CD |
6 MO |
100.00 |
100.00 |
3.30% |
3.25% |
6 MONTH IRA |
3 MO |
2,000.00 |
2,000.00 |
3.32% |
3.27% |
12 MONTH IRA |
6 MO |
2,000.00 |
2,000.00 |
3.30% |
3.25% |
24 MONTH IRA |
9 MO |
2,000.00 |
2,000.00 |
3.45% |
3.40% |
36 MONTH IRA |
12 MO |
2,000.00 |
2,000.00 |
3.56% |
3.50% |
48 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
3.66% |
3.60% |
60 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
3.76% |
3.70% |
120 MONTH IRA |
3 MO+ |
2,000.00 |
2,000.00 |
4.07% |
4.00% |
IRA VARIABLE |
*IRA 18 MONTH CD |
6 MO |
100.00 |
100.00 |
3.30% |
3.25% |
CHECKING |
*NOW-CHECKING WITH INTEREST-PERSONAL |
|
200.00 |
200.00 |
0.02% |
0.02% |
*NOW-CHECKING WITH INTEREST-NON-PERSONAL |
|
200.00 |
200.00 |
0.02% |
0.02% |
*FREEDOM 55 CHECKING |
|
100.00 |
200.00 |
0.02% |
0.02% |
BUSINESS CHECKING ACCOUNT |
|
100.00 |
N/A |
0.00% |
0.00% |
VALUE CHECKING |
|
100.00 |
N/A |
0.00% |
0.00% |
*MMA-PERSONAL |
Less than |
2,500.00 |
2,500.00 |
0.00% |
0.00% |
|
|
2,500.00 |
2,500.00 |
0.02% |
0.02% |
|
|
25,000.00 |
25,000.00 |
0.05% |
0.05% |
|
|
50,000.00 |
50,000.00 |
0.10% |
0.10% |
*MMA-NONPERSONAL |
Less than |
2,500.00 |
2,500.00 |
0.00% |
0.00% |
|
|
2,500.00 |
2,500.00 |
0.02% |
0.02% |
|
|
25,000.00 |
25,000.00 |
0.05% |
0.05% |
|
|
50,000.00 |
50,000.00 |
0.10% |
0.10% |
JUMBO CERTIFICATE (Public funds must call for rate) |
3 MONTH |
|
100,000.00 |
100,000.00 |
0.85% |
0.85% |
6 MONTH |
|
100,000.00 |
100,000.00 |
3.27% |
3.27% |
12 MONTH |
|
100,000.00 |
100,000.00 |
3.25% |
3.25% |
JUMBO CERTIFICATE Reference Only (Public funds must call for rate) |
3 MONTH THRU 36 MONTH |
|
250,000.00 |
250,000.00 |
(Call for Rate) |
Ask for more information about these accounts.
* Variable rate - Annual Percentage Yield may change after account is opened.
Fees may reduce overall earnings.
A penalty may be imposed for early withdrawal.
Minimum balance required to avoid service charge.
APY stands for Annual Percentage Yield.
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